Does Amex still only do soft inquiries for CLI?

Does Amex still only do soft inquiries for CLI?

I received a CLI from Amex around my one year anniversary with them. I tried asking for a CLI some months ago and it was rejected. Should I just wait until November when it’s my 2 year anniversary with them? I don’t want to go under financial review. My income from my job is nowhere near as high as the value of my assets and their value fluctuates every day. I don’t want Amex to think I’m a fraud. Last time I asked for a CLI I asked for 3X my current limit of 5,700 USD. Should I ask for less or just back off to avoid financial review. I also want to avoid a hard pull for obvious reasons. My Experian is 796.

submitted by /u/patientstrawberries
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